This statutory instrument sets the legal insurance requirements every registered UK chiropractor must meet in order to practise. It defines the minimum level of cover required, and the protection this gives patients if something goes wrong with their care during or after treatment.
What was studied?
As secondary legislation, it covers what indemnity arrangements chiropractors must hold, including cover for negligence, public and product liability, staff working under supervision, and cover after a chiropractor stops practising.
What did they find?
It requires at least 5 million pounds of indemnity cover, including run-off cover so patients can still claim after a chiropractor retires. Evidence of cover must be provided at registration and can be checked by the GCC.
Why it matters
It is the legal safety net that protects patients financially if their care ever goes wrong, guaranteeing a proper, insured route to compensation rather than leaving matters to goodwill or chance.
Why we included it
It illustrates a broader safeguard built into regulated healthcare: a legally mandated, regulator-checked route to compensation if something goes wrong, rather than protection left to chance or an individual practitioner's goodwill.
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What was studied?
As secondary legislation, it covers what indemnity arrangements chiropractors must hold, including cover for negligence, public and product liability, staff working under supervision, and cover after a chiropractor stops practising.
What did they find?
It requires at least 5 million pounds of indemnity cover, including run-off cover so patients can still claim after a chiropractor retires. Evidence of cover must be provided at registration and can be checked by the GCC.
Why it matters
It is the legal safety net that protects patients financially if their care ever goes wrong, guaranteeing a proper, insured route to compensation rather than leaving matters to goodwill or chance.
Why we included it
It illustrates a broader safeguard built into regulated healthcare: a legally mandated, regulator-checked route to compensation if something goes wrong, rather than protection left to chance or an individual practitioner's goodwill.